假设你叫李津，你校曾经的来自加拿大的交换生Jason给你写信，询问你关于非现金支付在中国的情况。现在你给他回信，信的主要内容包括：
1.问候他的近况；
2.介绍中国人的支付方式（手机，信用卡，现金）；
3.你对非现金支付的看法（包括这种方式的优点和不足）。
参考词汇：非现金支付Non—cash payments
注意：
1.词数不少于100词。
2.文章的开头和结尾已经给出，不计入总词数。

Dear Jason，
_________
Yours，
Li Jin

【考点】提纲作文．

【答案】Dear Jason，
How are you getting on recently？Knowing that you are interested in non-cash payments in China，I am glad to share something with you.At present，there are three main payment methods in China：mobile phone，credit card and cash，among which mobile payment is the most used.
As we can see，non-cash payment has quite a few advantages.Firstly，it can reduce the risk of losing money，and prevent receiving counterfeit notes.In addition，we can pay for whatever we buy with only a smart phone.And the best part is that we don't need to worry about having no change when taking a bus.However，non-cash payment also has some disadvantages.It is not convenient for some elderly people who don't use mobile phones.Additionally，it can't protect people's privacy.As for me，I prefer non-cash payment，which I think is an indispensable part of modern life.
Yours，
Li Jin