The life-long benefits of teaching children how to take care of their money make it well worth the effort．Some parents don't teach children about money because they think they shouldn't talk about money with children，don't have the time，or don't have enough money．Parents should take the time to teach children about money regardless of their income and should start when children are young．
   Most people have strong feelings and opinions about money，based on childhood experiences and the values and beliefs of their families．Most often，these experiences，values，and beliefs are different for each parent．It is important for the healthy development of children to teach children about money．
   Here are some rules parents can keep in mind as they begin teaching their children to manage money：
   ◆Guide and advise rather than direct and order how the child's money should be used．Encourage and praise the child rather than criticize and rebuke（指责）actions taken．
   ◆Allow children to learn by mistakes and by successes．Explain to children what they can and cannot do．
   ◆As children get older，include them in discussions of limits and consequences．
   ◆Expect all family members to perform unpaid，do some everyday chores based on their abilities．

（1）What do you think of teaching children how to spend money？

A

A

A．It can bring children the life-long benefits．
B．It can affect children's growth．
C．It can bring children bad effects．
D．It can make children lazy．
（2）Most people have strong feelings about money．They're based on

B

B

．
A．ideas，experiences and income
B．experiences，values and beliefs
C．income，values and beliefs
D．values，beliefs and effort
（3）Guide and advise how the child's money should be used instead of

A

A

．
A．directing and ordering
B．explaining and ordering
C．encouraging and directing
D．using and ordering
（4）Which sentence is true according to the passage？

A

A

A．Family members should do some everyday chores based on their abilities．
B．Encourage and rebuke the child rather than criticize and praise actions taken．
C．We shouldn't explain to children what they can do or not．
D．All parents don't like teaching children how to use money．